Randolph W. Pinna
President, Chief Executive Officer
Chief Financial Officer
Chief Operating Officer
Chief Risk Officer
CAMS, SHRM-SCP, Vice President, HR
Vice President, Payment Operations
Director of Finance
Vice President, Information Technology
Vice President, Operations
Mr. Randolph W. Pinna was appointed the Chief Executive Officer, President, and Director of CXI when it began operating in October 2007. From 1989 to 2003, Mr. Pinna was President, Chief Executive Officer, and Director of Foreign Currency Exchange Corp. FCE Corp was a part of a friendly acquisition by Bank of Ireland Group in 2003 and Mr. Pinna remained in his role after the acquisition until October 2007. Mr. Pinna was responsible for the growth of Foreign Currency Exchange Corp from a small, one-location operation in Tampa Bay, Florida, to be a multinational publicly-traded company on the TSX with over 30,000 customer and client bank locations.
At Bank of Ireland Group, Mr. Pinna was promoted to being Chief Executive Officer for their North American Foreign Exchange Business and was one of the five executives on Bank of Ireland’s US Supervisory committee. In this role, he was involved in all aspects of the five businesses of Bank of Ireland in North America, which included the Asset Management division in Toronto, the lending unit in Santa Monica, the Bank of Ireland branch in Connecticut, the foreign exchange business based in Florida, and the accounting unit in Delaware. In his supervisory role, he was heavily involved with all aspects of compliance with various state and federal regulators as well as the Bank of Ireland internal audit and risk management departments.
He graduated from the University of Central Florida with a bachelor's degree in finance with a focus on international business. Mr. Pinna has over 25 years of experience in international banking with an emphasis on foreign exchange.
Mr. Stephen Fitzpatrick is CXI’s Chief Financial Officer. Mr. Fitzpatrick provides a significant amount of financial services experience, combining financial and business perspectives in the CFO role. He was previously Vice President, Corporate Services and Chief Financial Officer at Canadian Credit Union Association. In this role, he was also actively involved in payments strategy development, served on the Boards of Interac and Concentra Bank, and led a number of credit union system risk and payments initiatives. Mr. Fitzpatrick’s breadth of understanding of the financial services industry, particularly in the areas of payments and risk management, supports the organization’s strategic direction and growth objectives.
Mr. Fitzpatrick received his MBA from University of Western Ontario and holds the Chartered Professional Accountant (CPA) and Certified General Accountant (CGA) designations.
Mr. Matthew Schillo is the Chief Operating Officer. He provides leadership in the daily business lines, maintains efficient operating procedures, and develops logistical and security protocols. Prior to working with CXI, Matthew held positions as both Vaults Manager and as Vice President in charge of the Retail Division at Foreign Currency Exchange Corp (FCE Corp). During his six-year tenure with Bank of Ireland's FCE, his focus was on updating and improving operating procedures and security within both of these divisions in addition to leading their day-to-day operations. As Vice President of Bank of Ireland's FCE's Retail Division, he trained and monitored the entire team in conjunction with FCE's Compliance Officer to ensure that all applicable US Treasury regulations were being followed on every transaction.
Mr. Schillo is a graduate of the University of Akron with a bachelor's degree in international business.
Mr. Dennis Winkel is the Chief Risk Officer of EBC and its parent company, CXI. Mr. Winkel has more than 20 years of risk management experience comprising of financial and non-financial risk in a variety of cultural and linguistic contexts: Netherlands, Australia, Spain, Japan, and Canada. Mr. Winkel started his career in a Dutch business of ING Group in the Netherlands, followed by roles at the corporate headquarters of ING Group, ING Direct, and ING Direct Australia. Mr. Winkel subsequently worked as a market and operational risk manager at ING Direct Treasury in Spain and was the head of financial risk management for over two years in Japan during the startup of ING Direct Japan. In 2009, he continued his career in Canada at ING Direct in financial risk and enterprise risk management. In 2013, he worked with Scotiabank as Vice President of liquidity and interest rate risk. His responsibilities included compliance with Liquidity Adequacy Requirements (LAR), BoC Collateral Reporting (H4), and Interest Rate Risk of the Banking Book (IRRBB). He was the secretary of the Bank ALCO at Scotiabank and recognition ambassador of the global risk management group in 2017 and 2018.
Mr. Winkel has a master's of financial economics from the Free University in Amsterdam and is a Certified EFFAS Financial Analyst (“RBA”). He is a member of the Canadian Asset and Liability Management Association (CALMA), and the North American Asset and Liability Management Association (NALMA). He has been teaching a banking simulation course at the Advanced Risk Management Program of Wharton University / RMA since 2011.
Mrs. Khatuna Bezhitashvili is responsible for managing the Human Resources department. This covers all aspects including the development of and adherence to company policies. Mrs. Bezhitashvili is a member of the compliance committee forming guidelines and providing research, while also managing CXI’s federal and state licenses. Prior to joining CXI, she worked for Bank of Ireland's FCE as well as a major Orlando international law office specializing in international business law.
Mrs. Bezhitashvili is a Certified Anti-Money Laundering Specialist (CAMS), Society for Human Resource Management Senior Certified Professional (SHRM-SCP), and Board Member of ACAMS Central Florida Chapter. She graduated suma cum laude in economics (1999) from the Technical University of Georgia, earned a BA in international affairs from Rollins College in 2005, and attained her MBA from Webster University in 2011.
Mr. Bracy is the Vice President, Payment Operations of Currency Exchange International. He brings an enterprise-wide scope and is focused on improving how CXI manages the business internally in the service of its customers. Wade has been with CXI from the beginning and has been a significant contributor to its growth in a range of roles. He has also led significant process-related initiatives such as the Treasury Management System implementation. He personifies the executive who should lead a process improvement initiative and he has enthusiastically embraced this opportunity.
Mr. Bracy graduated from the University of Central Florida with a bachelor's of science in accounting with a minor in economics.
Mrs. Katelyn Brown is Director of Finance of CXI and its subsidiary, Exchange Bank of Canada. She is responsible for the accounting team, accounting processes, and preparation of the company's financial statements. During her time at CXI, she has focused on improving overall department efficiency through the implementation of multiple software systems as well as the streamlining of company-wide budgeting and reporting processes. She has worked closely with the CFO on previous years' budgets and financial reporting including close interaction with the group’s auditors.
Mrs. Brown received her MBA from the University of Central Florida in 2011 and holds a Certified Management Accountant (CMA) designation.
Mr. Ohm oversees the IT department of CXI and its in-house technology solutions. His long tenure with CXI and his integral role in developing and maintaining the industry-leading web application and company-supporting networks has provided extensive expertise in information technology and information security with a focus on the financial industry.
He graduated with a Bachelor of Science in Information Systems Technology from the University of Central Florida in 2008.
Ms. Irene Vomvolakis currently oversees the company’s operations department. Her responsibilities include operations staff management, increasing operational efficiency, documenting and improving internal processes, customer service, shipping, and inventory management. Ms. Vomvolakis has over 12 years of foreign exchange and operations experience having previously worked for Bank of Ireland's FCE and as Operations Manager for CXI.
Ms. Vomvolakis graduated cum laude from Florida Atlantic University with a BA in communications and minor in political science.