Randolph W. Pinna
President, Chief Executive Officer
Gerhard S. Barnard
Group Chief Financial Officer
Managing Director, CXI
Managing Director, CXI Direct to Consumer
Vice President, HR
Vice President, Sales
Vice President, Information Technology
Vice President, Wholesale Operations
Chief Risk Officer, Chief Privacy Office
Mr. Randolph W. Pinna was appointed the Chief Executive Officer, President, and Director of CXI when it began operating in October 2007. From 1989 to 2003, Mr. Pinna was President, Chief Executive Officer, and Director of Foreign Currency Exchange Corp. FCE Corp was a part of a friendly acquisition by Bank of Ireland Group in 2003 and Mr. Pinna remained in his role after the acquisition until October 2007. Mr. Pinna was responsible for the growth of Foreign Currency Exchange Corp from a small, one-location operation in Tampa Bay, Florida, to be a multinational publicly-traded company on the TSX with over 30,000 customer and client bank locations.
At Bank of Ireland Group, Mr. Pinna was promoted to being Chief Executive Officer for their North American Foreign Exchange Business and was one of the five executives on Bank of Ireland’s US Supervisory committee. In this role, he was involved in all aspects of the five businesses of Bank of Ireland in North America, which included the Asset Management division in Toronto, the lending unit in Santa Monica, the Bank of Ireland branch in Connecticut, the foreign exchange business based in Florida, and the accounting unit in Delaware. In his supervisory role, he was heavily involved with all aspects of compliance with various state and federal regulators as well as the Bank of Ireland internal audit and risk management departments.
He graduated from the University of Central Florida with a bachelor's degree in finance with a focus on international business. Mr. Pinna has over 25 years of experience in international banking with an emphasis on foreign exchange.
Mr. Barnard’s primary focus is to oversee the responsibilities of the CXI Group of Companies’ Financial and Treasury operations, including regulatory and financial reporting, investor relations, cash management, liquidity and capital resource requirements, business intelligence and planning.
Mr. Barnard worked as a senior finance leader in South Africa in various industries ranging from pathology at Ampath Laboratories to shared services and financial management at Standard Bank of South Africa. He immigrated to Canada in 2007 where he worked as CFO and SVP of Olympia Financial Group Inc. for 15 years.
Mr. Barnard graduated with a bachelor's degree in accounting from the University of Pretoria, an honors degree in accounting from the University of South Africa and a master's degree in financial management from the University of Johannesburg. He holds the Chartered Professional Accountant (CPA) designation.
Mr. Bracy is the Managing Director, CXI. Mr. Bracy is a seasoned executive and has been with the CXI Group since its inception in 2007. Mr. Bracy has held a variety of roles in the organization and throughout his time, has successfully demonstrated his ability to achieve the organization’s strategic goals. He has extensive experience and an in-depth understanding of the Company’s infrastructure and processes as well as the industry’s current market trends.
Mr. Bracy is intimately familiar with the critical partnerships for CXI, which are essential for future growth. His customer-first mentality coupled with his technical capability have helped him in building strong relationships with clients, employees, and other stakeholders. In the past, Mr. Bracy has held the titles of VP Finance and Controller where he oversaw growth from the Company’s founding when the Company had eight retail stores to more than forty retail locations and nearly 1,000 wholesale relationship. He also was critical in assisting the Company during its public offering in 2012 as well a secondary offering 2015. Mr. Bracy contributed extensively to the banking application and helped secured Exchange Bank of Canada’s banking license in 2016. During his role of Treasurer and VP of Process improvements, he helped implement a Treasury Management System to support the growth of the payments business of the group as well as assisted in launching FX Forwards for EBC.
Mr. Bracy graduated from the University of Central Florida with a bachelor's degree in accounting with a minor in economics.
Mr. Schillo is the Managing Director, Director to Consumer of Currency Exchange International. He provides leadership in the daily business lines, maintains efficient operating procedures, and develops logistical and security protocols. Prior to working with CXI, Mr. Schillo held positions as both Vaults Manager and as Vice President in charge of the Retail Division at Foreign Currency Exchange Corp (FCE Corp). During his six-year tenure with Bank of Ireland's FCE, his focus was on updating and improving operating procedures and security within both of these divisions in addition to leading their day-to-day operations. As Vice President of Bank of Ireland's FCE's Retail Division, he trained and monitored the entire team in conjunction with FCE's Compliance Officer to ensure that all applicable US Treasury regulations were being followed on every transaction.
Mr. Schillo is a graduate of the University of Akron with a bachelor's degree in international business.
Mrs. Bezhitashvili is Head of Human Resources, responsible for recruiting, diversity, learning, talent development, benefits, compensation and employee relations. Prior to joining CXI, she worked for Bank of Ireland's FCE as well as a major Orlando international law office specializing in international business law.
Mrs. Bezhitashvili is a Certified Anti-Money Laundering Specialist (CAMS), Society for Human Resource Management Senior Certified Professional (SHRM-SCP), and Board Member of ACAMS Central Florida Chapter. She graduated suma cum laude in economics (1999) from the Technical University of Georgia, earned a bachelor's degree in international affairs from Rollins College in 2005, and attained her MBA from Webster University in 2011.
Ms. Davis is the Treasurer of EBC and CXI, responsible for managing the financial risks across the organization through the development of policy metrics and procedures that reduce exposure to foreign exchange and liquidity risks. Ms. Davis oversees both corporate treasury and trading functions at EBC and CXI, which include liquidity risk management and cash flow forecasting, global banknote inventory hedging and risk management, and trading activities related to the international payments business segment. Ms. Davis is the Chair of the Liquidity Management Committee of EBC and CXI, with oversight responsibility of the organization’s global cash and liquidity position.
Ms. Davis brings to the Group her experience working in investment banking and commercial banking in New York’s money center banks, where she advised corporate treasury teams with best practice risk mitigation strategies. In her role as Treasurer, Ms. Davis applies her risk management-centered experience to enable informed decision-making across the organization.
Ms. Davis has lived in France, Italy and in various locations across the United States. She holds her bachelor’s degree in economics and French from Rutgers University, Douglass College, where she completed her honors thesis in economics.
Mr. Johnson is the Vice President of Sales for CXI, responsible for all business, agent and partnership relationships at CXI. Mr. Johnson has been with the company since 2007 and has extensive experience in providing international payment and foreign currency exchange services to financial institutions and corporations in the USA. He continues to execute on CXI’s goal to deliver technology-focused, system integration solutions to modernize inefficient, manual environments. Additionally, Chris exemplifies CXI’s positive company culture within the Executive, Sales and Relationship Management teams to create a proactive team environment that emphasizes CXI’s Customer First positive client experience.
Mr. Johnson graduated from the University of Central Florida with a bachelor's degree in business administration and is a member of the Bankers Association for Finance and Trade (BAFT).
Mr. Ohm oversees the IT department of CXI and its in-house technology solutions. His long tenure with CXI and his integral role in developing and maintaining the industry-leading web application and company-supporting networks has provided extensive expertise in information technology and information security with a focus on the financial industry.
He graduated with a bachelor's degree in information systems technology from the University of Central Florida in 2008.
Ms. Shepardson is CXI’s Compliance Officer and is in charge of monitoring and reporting the results of the compliance efforts of the company in the US. She is responsible for ensuring the company adheres to all applicable BSA regulations and regulators' compliance rules and policies.
Ms. Shepardson ensures CXI's employees and directors are routinely trained and tested on the latest enhanced compliance concepts. As part of our compliance practices, both internal and external sources are regularly reviewed to achieve CXI's compliance program’s "best in class" standard.
Prior to joining CXI, Ms. Shepardson was a retail manager at Foreign Currency Exchange Corp (FCE). More recently she led the training department at CXI, implementing a new training program that coincided with the company’s policies. Ms. Shepardson is a Certified Anti-Money Laundering Specialist (CAMS) and earned a bachelor's degree in organizational behavior from Rollins College.
Mrs. Vomvolakis is the Vice President of Wholesale Operations for CXI, responsible for wholesale banknote trading, inventory management, pricing, customer service, and logistics. Mrs. Vomvolakis previously held the position of Operations Manager for CXI where she oversaw inventory management and helped develop the company’s customer service department. Prior to joining CXI, she worked for Bank of Ireland’s FCE.
Mrs. Vomvolakis graduated cum laude from Florida Atlantic University with a bachelor's degree in multimedia studies.
Mr. Winkel is the Chief Risk Officer and Chief Privacy Officer of EBC and its parent company, CXI. Mr. Winkel has more than 25 years of risk management experience comprising financial and non-financial risk in a variety of cultural and linguistic contexts: Netherlands, Australia, Spain, Japan and Canada. Mr. Winkel started his career in a Dutch business of ING Group in the Netherlands, followed by roles at the corporate headquarters of ING Group, ING Direct, and ING Direct Australia. Mr. Winkel subsequently worked as market and operational risk manager at the ING Direct Treasury in Spain, and was the head of financial risk management for over two years in Japan during the start-up of ING Direct Japan. In 2009, he continued his career in Canada at ING Direct in financial risk and enterprise risk management. He moved to Scotiabank in 2013 as Vice President of liquidity and interest rate risk. He was the secretary of the Bank ALCO at Scotiabank and recognition ambassador of the global risk management group in 2017 and 2018.
Mr. Winkel earned a master's degree in financial economics from the Free University in Amsterdam and is a Certified EFFAS Financial Analyst (“RBA”). He is a member of the Canadian Asset and Liability Management Association (CALMA), and the North American Asset and Liability Management Association (NALMA). He has been teaching a banking simulation course for executives at the Advanced Risk Management Program of Wharton University / RMA since 2011.